All ACU members are required to deposit the minimum amount of NAfl. 25,- to save shares. A share is the amount of money a member contributes with to the capital of the credit union. The shares of all members together constitute the working capital of ACU. All loans are paid with the working capital. In accordance with the Articles of Association, each member must have at least one share in the ACU. The value of a share is NAƒ 50, =. It is up to you how many additional shares you want to save. By saving shares, you will not only increase your own participation in the fund, but also increase the capital of the credit union.
For more details on saving in shares, refer to the Frequently Asked Questions.
A Deposito is a savings account where you can withdraw money at any moment from. You can do so by withdrawing from the ACU service desk or at one of our ATMs. The advantage of saving through ACU is that you will receive a higher interest rate than elsewhere (3.7% per year) and the interest payment is credited monthly to your savings account.
For more details on Deposito, refer to the Frequently Asked Questions.
Saving for annual expenses 3.7%
You can save up for recurring annual expenses like your holiday or your children’s studies on a special account. Unlike the Deposito Savings Account, you cannot withdraw money from this account through the ATM. However, you are welcome to withdraw from your savings at one of our service desks at our office whenever when you want to. This savings account bears an annual interest rate of 3.7%.