Thank you for choosing ACU to satisfy your financial needs. Requirements for an online loan application are:

• The online loan application form can be filled in by members living on Curaçao or St. Maarten.
• Applicant must provide ACU with an active and valid email address. (All correspondence concerning the loan application will be through email) In case you have applied for a loan, but you did not receive our confirmation email in your inbox, please also check your “Junk-mail”.
• The following documents (‘soft’ copies/ scanned ) are required in order to complete the loan application process.

Required documents for a Loan application:

• Valid Identity document (Identity card, driver’s license or passport)
• Last two salary or pension slips. Or any other evidence of regular contractual income. E.g.: bonus, holiday allowance, fixed allowances, etc.
• Last two bank statements  (September & October)  of the bank account reflecting your salary deposit. This does not apply to members whose salaries are directly deposited to ACU.
• A balance letter of outstanding debt(s) at other creditor(s). This is required when applying for debt consolidation.
• Last two statements of credit cards (e.g.: VISA, Mastercard, Kompa Leon, etc.).
• If there are periodic money transfer(s) from the current (salary) account to a savings account, please provide the last two statements of the savings account.
• Life insurance policy (if applicable) with specification if the insurance is assigned to another financial institution.
• Employment verification letter stating if the employment is for definite or indefinite period. This is required when:
  • Applying for a loan at ACU, for the first time.
  • The member has previous loan applications at ACU, and the then provided employment verification letter is one year or older.
  • The member changed employment.
• Car-order for a (new) car loan.
• For a used car loan we will need a copy of the inspection certificate and a taxation report (paid by member) less than 3 months old. For the taxation of the car, the member can contact:
  • Members Curaçao: inspector mr. Prins at 5240707
  • Members St. Maarten: Premier Motors, sr. Micheal Alexander 5817171
• Completed and signed health declaration form (ASKA Gezondheidsverklaring). Click here to download the form.
• Address validation document (e.g. utility bill, telecommunications subscription bill, etc.)

• Members who are 55 and older, and not yet receiving their pension, and of which it is known that the loan terminates after the member has retired and started his pension, is requested to provide us with a calculation of the pension plan (provided by APC/ APS or any other pension company).
• Depending on the type and amount of the loan applied for, ACU may request additional information/documentation in order to process the loan application. ACU may also request additional collateral.

Monthly Expenses

Loan details

Loan repayment deductions

• Valid Identity document (Identity card, driver’s license or passport)
• Last two salary or pension slips. Or any other evidence of regular contractual income. E.g.: bonus, holiday allowance, fixed allowances, etc.
• Last 2 bank statements (September & October) of the bank account reflecting your salary deposit. This does not apply to members whose salaries are directly deposited to ACU.
• A balance letter of outstanding debt(s) at other creditor(s). This is required when applying for debt consolidation.
• Last two statements of credit cards (e.g.: VISA, Mastercard, Kompa Leon, etc.).
• If there are periodic money transfer(s) from the current (salary) account to a savings account, please provide the last two statements of the savings account.
• Life insurance policy (if applicable) with specification if the insurance is assigned to another financial institution.
• Employment verification letter stating if the employment is for definite or indefinite period. This is required when:
  • Applying for a loan at ACU, for the first time.
  • The member has previous loan applications at ACU, and the then provided employment verification letter is one year or older.
  • The member changed employment.
• Car-order for a (new) car loan.
• For a used car loan we will need a copy of the inspection certificate and a taxation report (paid by member) less than 3 months old. For the taxation of the car, the member can contact:
  • Members Curaçao: inspector mr. Prins at 5240707
  • Members St. Maarten: Premier Motors, sr. Micheal Alexander 5817171
• Completed and signed health declaration form (ASKA Gezondheidsverklaring). Click here to download the form.
• Address validation document (e.g. utility bill, telecommunications subscription bill, etc.)

• Members who are 55 and older, not yet receiving their pension, and of which it is known that the loan terminates after the member has retired and started his pension, are requested to provide us with a calculation of the pension plan (provided by APC/ APS or any other pension company).
• Depending on the type and amount of the loan applied for, ACU may request additional information/documentation in order to process the loan application. ACU may also request additional collateral..

Please keep in mind that your loan application will not be handled or processed if any of the mentioned documents are missing.

PERSONAL INFORMATION

EMPLOYER INFORMATION

MONTHLY EXPENSES

LOAN DETAILS

REQUIRED DOCUMENTS

TERMS & CONDITIONS