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What to do when an ACU member passes away

Losing a loved one is never easy. During this difficult time, ACU is here to support you as best as possible with handling the financial matters of the deceased member.

The deceased member likely has funds in their accounts at ACU. To begin the process of claiming these funds, the designated family member must fill out the RIP form. The required documents to submit along with the RIP form depend on the balance of the funds. Please take note of this.

Once we receive the completed form, an ACU representative will personally contact you to schedule an appointment. During this appointment, we will guide you step by step through the process.

Do you still have questions or concerns? Let us help you with those as well. Contact us at 434-7100 and we will gladly assist you. We are here to serve you.

Submit RIP Request

Categories

If the law of Curaçao, Sint Maarten, or Bonaire does not apply to the estate, a certificate of inheritance is always required.
If a notary is in charge of the settlement of the estate, ACU will, at the request of the notary, 
transfer the balance of the deceased's account to the notary's escrow account.
Category Balance at ACU Required Documentation
I Up to XCG 5,000
  • Death certificate
  • Certificate of inheritance or executorship (if applicable). If provided, only ID of authorized recipient(s) is needed.
  • CTR declaration
  • If a will exists: Will, ID of all heirs, and declaration of pure or beneficiary acceptance or renunciation (unless there is an executor or authorized representative; then only their ID is required).
  • If no will: Estate power of attorney and ID of representative or:
    • ID and family tree declaration (or extracts of all heirs, including children)
    • Declaration of pure/beneficiary acceptance or renunciation
II XCG 5,000 – 15,000
  • Death certificate
  • Certificate of inheritance or executorship (if applicable). If provided, only ID of authorized recipient(s) is needed.
  • Payout without certificate only possible for simple estates:
    • Heir is solely the spouse
    • Or spouse and/or children of both parents
    In that case: Family tree declaration, CTR declaration, possible will
  • ID of all beneficiaries (always required)
III Above XCG 15,000
  • Death certificate
  • Certificate of inheritance (mandatory)
  • ID of all beneficiaries (always required)
Funeral Expenses Based on available balance
  • Proof of death in the form of a doctor's statement or hospital certificate
  • Invoice from funeral agency