This campaign is no longer available

The ACU loan campaign has ended. It is no longer possible to submit an application through this campaign.

For more information about our current loan options, please contact ACU or visit one of our branches.

March Reset Campaign

ACU is launching its March Reset Campaign, offering its members 3 different options to help them take the next step towards their financial stability!
Quick Reset Loan
  • For urgent support in unexpected situations
  • Skip 1 payment; start repayment at the end of May 2026
  • Loan amount: XCG 1,000 – XCG 25,000 (including fees)
INTEREST RATE: 12% – 14%
ANNUAL PERCENTAGE RATE (APR): 14.14% (based on a loan amount of XCG. 24.100)
  • Monthly payment: XCG. 487,62 (based on a loan amount of XCG. 24.100)
  • Term: up to 6 years
  • Total repayment: XCG. 35.108,50 (including interest, administrative fees, closing fee + 6% sales tax, based on XCG. 24.100)
  • Monthly risk insurance premium: XCG. 15,21
One Plan Reset Loan
  • For consolidating all your debts
  • Skip 1 payment; start repayment at the end of May 2026

Option 1:

  • Loan amount: XCG. 5,000 (ekskl. gastu)
INTEREST RATE: 10% (for new loans + refinancing loans from the past 2 years)
ANNUAL PERCENTAGE RATE: 11.68% (based on a loan amount of XCG. 45.000)
  • Monthly payment: XCG. 772,82 (based on a loan amount of XCG. 45.000)
  • Term: up to 7 years
  • Total repayment: XCG. 64.916,88 (including interest, administrative fees, closing fee + 6% sales tax, based on XCG. 45.000)
  • Monthly risk insurance premium: XCG. 28,40

Option 2:

  • Loan amount: XCG. 5.000 (ekskl. gastu)
INTEREST RATE: 12% – 14%
ANNUAL PERCENTAGE RATE: 13.95% (based on a loan amount of XCG. 45.000)
  • Monthly payment: XCG. 821,77 (based on a loan amount of XCG. 45.000)
  • Term: up to 7 years
  • Total repayment: XCG. 69.028,68 (including interest, administrative fees, closing fee + 6% sales tax, based on XCG. 45.000)
  • Monthly risk insurance premium: XCG. 28,40
Senior Reset Loan
  • For realizing your plans at age 60+, with the flexibility to re-borrow repaid amounts (similar to the former “Fiancuito”)
  • Skip 1 payment; start repayment at the end of May 2026
  • Loan amount: minimum XCG 1,000 – maximum 90% of share value

Example:

If your share balance is XCG 10,000, you can borrow up to 90%, which equals XCG 9,000.

  • Shares serve as 100% collateral during the repayment term
INTEREST RATE: 9.95%
ANNUAL PERCENTAGE RATE: 11.61% (based on a loan amount of XCG. 35.000)
  • Monthly payment: XCG. 599.97 (based on a loan amount of XCG. 35.000)
  • Term: up to 7 years
  • Total repayment: XCG. 50.397,48 (including interest, administrative fees, closing fee + 6% sales tax, based on XCG. 35.000)
  • Monthly risk insurance premium: XCG. 22,08
Application

This campaign is valid from March 17 through April 30, 2026.

Apply online via the E-Loan system for a chance to win attractive prizes.

You can also apply at any of our branches.

ACU Loan Policy terms and conditions apply.

Apply with E-loan

Required Documents:

  • Valid identification (ID card, driver’s license, or passport)
  • Last 2 salary slips, pension slips, or other contract-based income proof
  • Last 2 bank statements
  • Employment declaration addressed to ACU (not older than 1 month at the time of application)
  • Balance statement(s) of other debts
  • Proof of address